London · RoyaleDirect Bank

Multi-currency banking from London

RoyaleDirect Bank is a digital private bank. Client operations and relationship support sit in London, with clear balances, disciplined transfers, and verified access on every session.

Already banking with us? Sign in

RoyaleDirect online banking open on a laptop
  • Multi-currency Hold and convert major currencies
  • SEPA and SWIFT Domestic and cross-border rails
  • Verified access One-time codes on every session
  • London desk Client operations based in London
Client reviewing account activity in a quiet office

Banking that stays under your control

Every account tool is built around the same principle: you should always know where your money is, what it costs to move, and what happens next.

  • Balances you can read at a glance

    Currency wallets are held separately, so nothing is blended into a single unclear figure.

  • Transfer status, not guesswork

    Each payment shows its stage, from submission through compliance review to settlement.

  • Limits you set, not discover

    Card and transfer thresholds are visible in the dashboard and adjustable within your profile level.

  • Documents when you need them

    Statements and payment confirmations are generated on request from your account records.

Account essentials

The four capabilities most clients use in their first month.

Open an account

Access your account from anywhere

Web access built for desktop and mobile, with the same controls on both.

Personal accounts

Hold several currencies at once

Keep balances separate by currency and convert only when you decide to.

View rates

Keep business and personal apart

Separate accounts under one relationship, with distinct records and permissions.

Business banking

Move money across borders

SEPA and international transfers with published cut-off times and clear references.

How it works

Virtual or plastic, your choice

Two card formats, one set of controls. Availability depends on your jurisdiction and verification level.

RoyaleDirect Plastic

EURUSDGBPCHF
  • Physical card delivered to your registered address
  • In-store, online, and ATM use where supported
  • Freeze, unfreeze, and set limits from the dashboard
  • Instant transfers to and from your account

RoyaleDirect Virtual

EURUSDGBPCHF
  • Issued digitally once card checks are complete
  • Intended for online and subscription payments
  • Replace card details without closing the account
  • Same controls and limits as the physical card

Conversion you can check first

Review the indicative rate and value date before you confirm a transfer.

You send
1,000.00EUR
Recipient receives
1,082.00USD
Indicative rate1.0820
Conversion costIncluded in the quoted rate
Value dateSame business day if submitted before cut-off

Illustration only. Live rates, cut-off times, and applicable charges are shown in your account before you confirm an instruction.

Payments and protection

Processing speed follows verification depth. The clearer your profile, the less often a payment needs manual review.

  • One-time codes on sensitive actions

    Sign-in, payee changes, and outgoing transfers are confirmed with a separate verification step.

  • Encryption in transit and at rest

    Account data and instructions are encrypted, with access restricted to authorised systems.

  • Monitoring for unusual activity

    Patterns that fall outside your normal profile are flagged for review before funds leave the account.

  • Institutional handling of client funds

    Balances are administered from our London operations, in line with published disclosures and your account agreement.

Client confirming a payment on a mobile device

Planning beyond the next transaction

Household accounts, long-term savings, and advisory support for clients building over decades.

Grandfather and grandson walking together in a park

Accounts for the household

Hold personal and shared balances with separate records, and give access only to the people who need it.

Personal accounts
Grandfather and grandson walking on an autumn path

Savings with stated terms

Set money aside with published conditions, defined withdrawal rules, and no undisclosed lock-in periods.

View savings
Grandfather reading with two grandchildren at home

Guidance across generations

A named contact for succession questions, structured wealth planning, and arrangements that involve family members.

Private banking

Opening an account

The online part takes about ten minutes. Review time depends on the documents you provide and the checks required for your profile.

1. Create your profile

Register with your email address and basic personal details. You can pause and return to the application at any point before submission.

2. Secure your access

Set a strong password and enable one-time codes. This step is required before any account function becomes available.

3. Submit identity documents

Provide a valid identity document and proof of address. Companies also submit incorporation records and ownership details.

4. Complete verification review

Our compliance team reviews your file. Additional evidence of source of funds may be requested depending on your profile and intended activity.

5. Fund and begin operating

On approval, your account details are issued. Corridors and limits are enabled progressively as your verification level increases.

Client reviewing account documents at a desk

For those who demand more

Two relationships, one bank. Choose the path that matches how you operate.

Advisor and client concluding a meeting
Private banking

For clients who need a named contact

Structured onboarding, priority handling of instructions, and a single point of contact for complex requests across accounts and jurisdictions.

Explore private banking
Business district at working hours
Business

For teams that move money every day

Company accounts with defined user roles, approval steps on outgoing payments, and records built for reconciliation and audit.

Explore business

Begin your relationship with RoyaleDirect

Start the application online and complete verification at your own pace. No commitment is required until your account is approved.